One of our friendly advisors will ask you a few questions about your income and expenditure to help us find the best solution for you.
We don't judge, we're just here to help.
If you're eligible for an IVA and decide to proceed with our help, we'll contact your creditors and let them know that you're a customer of ours.
We'll deal with your creditors.
Once on an IVA you'll make one affordable payment to us each month and we'll distribute the payment to your creditors.
At the end of your IVA you could write off any outstanding balance.
Joint debts can also be included but the other person must continue to make their payments